orbo for iPhone
Know how the month ends.
Before it does.
orbo turns a monthly target into what’s safe to spend today, and keeps it right with every purchase. Bills, savings and shared trips included.
Safe to spend
One number for today. Always current.
Set one target for the month.
orbo spreads it across every day, so day one already has a number.
Bills come off the top.
Rent and subscriptions still to come are set aside before you see anything, so the number is never borrowed from next week.
Spend, and it answers.
Every expense updates what is left today. Go over, and the rest of the month absorbs it without drama.
Three rings
The whole month at a glance.
Red means over. It never means anything else.
Around the number
The rest of your money, kept just as clear.
Two taps, or none.
Add an expense in two taps. Import your bank’s statements, or let a Shortcuts automation hand bank messages to orbo.
No bill is a surprise.
Bills and subscriptions are set aside before they’re due, with a reminder before each one lands.
Trips settle in fewer payments.
Groups for trips and households keep one balance per person, then work out the fewest payments to clear everyone.
Who owes you, on record.
Lent and borrowed money is tracked by person, with reminders that carry your payment link.
Everything you have, in one place.
Accounts, cards, savings, investments and goals sit beside your spending, not in another app.
It tells you what stood out.
Weekly, monthly and yearly summaries, plus widgets, Siri and Shortcuts for the number itself.
Privacy
Your records stay on your iPhone.
Expenses, budgets, accounts and receipts never leave your phone. The intelligence that reads receipts and sorts categories runs on it too. Only the Groups you choose to share are stored online, so everyone in them sees the same balance.